Rates and Details for Ongoing Planning

Without Investment Management
Profile:

You’re looking for a holistic, step-by-step approach to clarify, simplify, and organize your financial life according to your goals and values.

Services:

Goal-setting work to help us determine what you’re really working towards financially.

A financial plan that covers:

  • income and expenses

  • savings

  • student loan planning

  • investments

  • mortgage payoff planning

  • employee benefits

  • tax planning

  • retirement

  • legacy and estate planning

  • additional topics as needed

A client onboarding and goal setting meeting and 4 recommendations meetings per year, conducted in-person or virtually.

Fee:

One-Time, Onboarding Fee of $1500 for individuals, and $2000 for families of 2 or more, plus an Annual Subscription Fee, billed quarterly at $800/quarter.

SCHEDULE A CONSULTATION WITH GABBI
With Investment Management
Profile:

You seek professional investment knowledge and expertise to manage your investments at a low cost, and in accordance with your financial goals.

Services:

All financial planning services described to the left, plus ongoing investment management services on some or all of your investment or retirement accounts, which includes

  • Initial investment selection, and a semi-annual review of all positions.

  • Ongoing rebalancing of accounts

  • Roth Conversions (where applicable)

  • Tax Optimization for Ongoing Distributions (where applicable)

All investment accounts are periodically rebalanced. Socially Responsible Investments are available by request.

Fee:

Up to $1 million in investible assets: 0.75% annual management fee.

Amounts over $1 million in investible assets: 0.5% annual management fee.

Asset Management Minimum:

In order to provide the high level of financial planning services to
investment management clients as we do to those paying a
quarterly fee for our services, Sustain Financial Inc. requires new
clients to have a minimum of $500,000 in investible assets in order
to engage in our services in this way.

SCHEDULE A CONSULTATION WITH LORRI
SCHEDULE A CONSULTATION WITH GABBI
SCHEDULE A CONSULTATION WITH LORRI

We’re members of the following organizations – all of which are working hard to make Fiduciary Financial Planning the standard for our industry