Teachers and State Workers
Ever wondered…
Ever wondered…
What is the TAP Annuity?
What if I’m a member of PERS and TRS (or multiple other state plans)?
Should I sign up for Plan 2 or Plan 3?
Should I purchase service credit?
How can I get student loan forgiveness?
Am I making the right health care benefits for my situation?
Should I open a 403(b) or Deferred Compensation Account?
Do I have or should I buy life and disability insurance through my employer?
What should I do with my 403(b), Deferred Comp, or other workplace accounts when I retire?
What should I do with my accumulated leave at retirement?
Do I get health benefits in retirement?
Will I get a SS Spousal benefit?
What if I’ve paid into Social Security before or after becoming a teacher?
What if I’m a member of both CalPERS and CalSTRS?
We’re here to provide answers
We’re here to provide answers
Sustain Financial has a unique interest and expertise in helping state government employees and teachers make the most of their employee benefits, including retirement planning and insurance options.
Sustain Financial has a unique interest and expertise in helping state government employees and teachers make the most of their employee benefits, including retirement planning and insurance options.
Public servants face both unique opportunities and challenges when making financial choices, many of which make planning for your career and your retirement different from a private sector employee.
Many government employees have both defined contribution components and a pension to consider when planning for retirement. Making the most of savings opportunities throughout one’s career, and planning for financial independence in retirement requires a comprehensive financial planning approach—one designed to ensure that you take advantage of the significant benefits offered by your government employer.
Working with a financial planner who is familiar with and passionate about maximizing the opportunities that you have through government employment early in your career, during career advancement, and as you approach retirement can provide increased confidence that you are making the best financial decision for your situation at each point in your career.
As former teachers and participants in the Washington and California pension systems, we understand these choices both personally and professionally, and are uniquely positioned to help you navigate your options and make strong financial decisions throughout your career.
Are you a teacher or state worker?
Learn more about the unique financial opportunities offered by public employment!
We’re members of the following organizations – all of which are working hard to make Fiduciary Financial Planning the standard for our industry
